... works, actually works here in APAC.

Yep, totally.

So I think, like, for that question, we can break it into different parts.

So, um, we, we can start with the traditional payment, how it normally works.

Like, let's say for an SME, a company, today if they wanna make a payments, let's say to, um, Bangkok, for example, they will go to their online, uh, they'll go to e-banking, they'll go to their CRM, and they will manually make a transaction through the bank.

And the bank will in turn use a Swift network.Um, through intermediaries or through, um, I think through the banking, um, banking connections, uh, for a-a-a, a VS settlement on, on a, on ACH or maybe on a faster payment system, um, depending on the country.

And there are still a lot of parties that are involved in that space, and that's why it's not as efficient, and there is extra fees involved for every single party that are, that are, that are, um, that are in the flow.

... how this is happening?