You're-

Every- everyone says it's location, location, and location, right? It, it's not.

It's location, location, and who you know.

The relationship part of this business is completely invaluable.

Um, they're absolutely right.

You know, grit as a personality trait is something that you see through all of our most successful borrowers.

Um, but the very next thing that you, that you see, and you see it quickly, is the quality and the depth of their network.

Let's hear, let's hear your thoughts.