not just from a payment standpoint, but

from information, visibility, and alerts.

They want us to be able to get ahead of anything that's out there and show them where they are at a particular moment in time.

And for banks that are built off of, as you heard Matt talk about, like legacy, some would say archaic core systems, that can be really challenging.

And so how do you think about more digital cores or systems that can lay over the top so we are in a position where we can deliver that real-time information to what they expect? And playing off what Catherine said too is just actionable insights and data.

It's one thing to have data.

It's another thing to provide an insight.

What are some of the things that you've seen that you think you're going to be able to take advantage of that's going to give you a competitive advantage in the market against non-Q2 platforms?