So we changed that into a brand new policy.

After starting the life insurance policy, how soon can I get access to the funds? How quickly can I borrow against the funds? Is it liquid? Do I need to have it for 30 days, a year, two years until the policy is essentially in the green to where I have more cash value than I put into it? This is the question that I get often because a lot of the times I speak with people who are real estate investors, who are business owners, who are seeking opportunities, or they just want to use this for an emergency fund.

And they want to know how quickly can you get access to your funds, which is super important because we look at other vehicles such as a 401k, an IRA, your funds are locked up until you're 59 and a half, unless you want to take a early withdrawal penalty, 10%.

And there's also some tax penalties if you take it too early as well.

So with that being said, the and asset slash infinite banking policy overfunded whole life insurance contract, I am going to dive into looking at numbers, how soon, how quickly you can get access to your funds and what percentages you can do.

With that being said, let's go ahead and dive into the numbers and go ahead and take a peek.

Here's the caveat to it.

So the life insurance, excuse me, the real estate,