Yeah

... just overall to literacy as well.

No, it hasn't changed, uh, because it's, it's difficult for people to grasp this concept because we, we effectively have a complex system, and maybe as well culturally talking about money is not a thing.

There is a theory, um, that I am, am studying as part of my research as well, uh, called family financial socialization, which is really the part that parents play in, in how their cli- their, how their children have outcomes financially.

And, and I think because financial literacy or illiteracy, it's almost become an intergenerational thing.

If your parents are not showing you the right financial behaviors or they are not good in their knowledge, that actually gets passed down generations.

So, um, that's been my focus-

Mm.

And I was like, "Oh my gosh." So yeah, it is wild that a- against a whole heap of really good books, uh, this one did take out Book of the Year and the Best Personal Finance section.

Look, there is a reason, um, that it's won, right? 'Cause it, it, it is so approachable in the concepts.

Um, and I know you talk about money a lot.

You've got your podcast is huge, Money Money Money, and, and, you know, the related podcast to that as well.

Um, but it's evident that you can translate those concepts and conversation into a book.

Um, not everybody can actually do that, and I've read a fair number of [laughs] finance books, especially for this podcast.

So firstly, um, just wanna say that I've really enjoyed it.

And that's why if you go back to your have a strategy, you just gotta have a strategy or a plan, however small, and own it, and if you need to tweak it along the way, that's fine.