So, you know, tell us a little bit about that.

Sure.

I would say that some of the things that we see are when individuals get divorced, we'll see benefits come in.

We obviously don't create the debt, but we help explain the debts when individuals contact our contact center.

One of the things that I think is important to your listeners is that when you serve as a National Guardsman or Reservist, there is information that is sent to the Department of Defense or the Department of War, a.k.a. the Department of War, that indicates the number of days that you've served.

And it's not, you can't receive benefits, both VA, Veterans Affairs benefits, compensation benefits, and National Guard or reserve pay.

Not for the same days.

Right.