It's a subject which Davide Michele of CRIF has been struggling with, and I spoke to him about this.

If I have to describe the situation in terms of what grief is doing, we can easily look at the world we're living in.

It's a world in which saying no is easier than saying yes.

And when it comes to take decisions.

in the financial environment, it's going to be higher the level of risk that you're going to face for there is the need of having a lot of information in order to be comfortable in taking decisions.

This is exactly what GRIF has been doing over the last 37 years, more or less.

We started in 1988 in Italy.

where presumably data is incredibly difficult to get hold of or just has a very different form from italy where you started for example