should we think about things a little bit differently

i think um it doesn't make sense anymore for us to be looking at um a life where you know as you say you you go to school you study once and then you work for 30 years and then you retire we're all going to need to retrain we're going to need to invest in our health we might want to take more time off in the middle of our lives um The challenge there is at the moment the only people who can do this are people who have already got wealth.

I have to say it's quite interesting that the smart people in financial services haven't come up with ways of developing products that better match our needs across our lives.

And there's some interesting, I think, opportunities there for the long run.

And then, as you say, one of the challenges, real challenges that most of the world has got with...

Aging is partly, of course, a lot of how a lot of wealth is in housing, partly that we then become extraordinarily risk averse and even will take money out of pensions and put it into mainstream banks and very, very low rates of income.

But then because of uncertainty around around how long we're going to live and because we get annuities are less popular than they were.

But how can you tell the difference between a genuine longevity investment, a good one for you, and just a really nice story?

I think I haven't looked particularly what they've been doing,

but clearly we have to do that.

But clearly we failed.

If you look at the news in the last couple of weeks about Italy, that's always heralded as being a leading case in this world and has now faced very significant issues with obesity.

We're seeing that across the world we're not doing.

We're designing new cities, you know, places like Doha in Qatar, where we're stealing the lessons from the US, where you have to get a car to cross over the road between the hotel and the mall.

as opposed to letting people do physical activity.

I'm a