right?

So we've had a couple of large claims on shared surety and co-surety programs, and the reinsurance community and others have realized, hey, we didn't know there was that much risk aggregation.

on these programs.

So, you know, to me, I think educating people back again on what they are, what the differences are, right? Co-surity.

Co-surity is where one or more sureties group together and participate on, say, a contractor's program.

Co-surity is primarily used in contract surety.

But every bond, let's just say you have three sureties, every bond has all three sureties on the face of the bond, joining several.

there a reason you see for that? Do you see...