So give everybody a little bit of an overview of your career, because I think you've had an awesome, wild journey through this space.

When you look back, I always talk about financial planning, like people want to make a plan 20 years out.

And then I tell them my story, and I usually end it with plan for that.

So I was very... concrete on what i wanted to do coming out of college i wanted to be a stockbroker that was it i joined a lovely boiler room in new jersey right after college paid for my own series seven and took a role selling penny stocks and what have you back in the late 80s and it was a rather interesting time i only lasted there eight months after a bit of a fun altercation with my boss and uh after not basically he wanted me to work past eight o'clock every day and um I wanted to leave at seven on my birthday.

And we got into a nice little lovely battle.

And I said, I'll see you.

And I never went.

Yeah.