Right.

Um, everybody's information is exposed.

There's not a person listening to us right now whose information has not been exposed in some way.

Of all the advice and all the things we talk about, there are two really simple things that you can do to prevent identity theft the best that you can, right? Nothing is foolproof, but one of the best ways to prevent someone from opening up accounts in your name are, uh, two different things.

One is a credit freeze.

Now, a credit freeze restricts access to your credit report, making it much harder for someone to open up a new credit account in your name.

So it's a hard freeze.

Oh.

And I think that would be maybe above your pay grade at some point at the massive amount of wrongdoing that could happen.

Yeah, I think that's why education about, you know, what's going on and why it can be good or bad.

At so many levels.

At so many levels.

It's so important, not only on the scam level, but just in general, right? Like, what are the pros and cons on every level? And, you know, what can we do to stay as safe as we can in using it in our everyday lives, but also how it's being used against us or for us?