So the near term, I guess, position that they might find themselves in, how do they maximise their current cash flow? How do they potentially wipe out a bit of personal debt whilst also benefiting the long term around the super piece?

Yep.

I'll go through that shortly, Tom, but I think The biggest thing that we find, and it's funny, you touched on a little bit around super in the age of our clientele and some are a bit reluctant to put extra funds in super because they want to retire before they're 60.

But the way I look at it, the business owner struggles to comprehend or realise that a lot of their wealth is tied up into their business as well and the value of the business as opposed to just acquiring a property.

So from our clientele, it's predominantly trade-based businesses or allied health businesses.

Allied health businesses want to retire, we find, before they're 60.

So they've got a big reluctance to superannuation.

But I guess from your point of view, why do you think a self-managed super fund, a commercial property that you may own or occupy through your business, why is that an ideal match?