Skip to main content

Dan Tersigni

Dan Tersigni, CFA, is Director of Digital Advice at Wealthsimple and a recurring guest expert on the TLDR podcast.

Oct 1, 2025

18:49
At that age, what would you do with $100,000?
18:53
Yeah, so we're going to be looking usually at something more aggressive in terms of the portfolio construction.
19:00
So something leaning on equity significantly more than bonds.
19:03
It's going to depend to some extent on this person's risk tolerance.
19:08
But generally speaking, we're going to want to be in something that's growth-oriented for the long term.
19:14
And then the question becomes, okay, do you put all of the money in at once or do you put it in over a period of time? And there's a big debate there.
19:23
On that topic, my personal bias would be that you kind of put it in all at once.
22:53
How do I know?
3:54
Dan, how can Margaret go about controlling what she can control so that she is in a good spot?
4:01
This is a super common question that our advisors get.
4:04
Thanks for it, Margaret.
4:05
You know, I think it's very hard for people approaching retirement, even when they know they have enough psychologically to kind of actually pull the chute, do it and start spending down their assets because these fears creep in.
4:17
And there isn't a way to truly disaster-proof your portfolio against every possible scenario.
4:22
That's just not the world we live in.
4:24
But there are a lot of things you can do to make your retirement strategy more resilient.

14 MINS LATER

18:27
I genuinely

We value your privacy

We use cookies to understand how you use our platform and to improve your experience. Click “Accept All” to consent, or “Decline non-essential” to opt out of non-essential cookies. Read our Privacy Policy.