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Crystal McGilvery

Jan 29, 2026

1:12
Mm.
1:13
The challenge that a lot of self-employed people face is not having that stable income like you do when you are employed.
1:18
You know, you have your salary.
1:19
It's paid every month at the same time, guaranteed.
1:22
But when you're working for yourself, you're often chasing clients.
1:26
You know, you're dealing with payment terms.
1:28
You're having to look at your bank account and think about costs.

16 MINS LATER

17:10
So there's been some great advice here, Crystal, but if there is just one thing that you would like viewers and, and listeners to take away from this episode, what would it be?

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