Mm

... one of the things that happened to me, like, personally last year is in order to save some money, we were really excited.

You know, we switched to an HMO, and we, we did all the pre-work.

Like, all of our doctors were in-network.

We're like, "Oh, okay.

Well, this is actually gonna work out." And then two months into the plan, the HMO changed who was covered, and a whole bunch of providers in the region were dropping out.

And so we had to revamp our entire health insurance program again because the different specialists and doctors and primary care physicians that our staff were, were seeing.

Right, yeah.