I don't know, Claire, if you're coming more from that perspective.

Well, I agree that it's been proceeding at different paces and we're further on the journey in some areas than others.

Now, within the investment sphere, there are some areas where it is very much embedded.

So something like considering an investment manager's capabilities with regard to climate change is absolutely part of the way that investment managers are assessed.

It is typical for it to come up in every manager selection exercise in the UK context.

And yes, I look at other parts of the investment conversations and sometimes climate change isn't part of the conversation.

And I would say an example there is some of the big picture strategic questions.

What role do you see that playing in future, Claire?