Defendants set up mediation programs, and the cases that are going to trial get settled out.

But there's a, there's a legal reason for that, uh, John.

There's-- because you could do bellwethers, um, that sort of would estimate damages.

By the way, there's different damages available for different causes of action.

Inverse condemnation provides for property damage.

But, you know, if you have a, a tort, you can get, you know, emotional distress and other kinds of damages.

But, but in these cases, um, to try liability because they're not a class action, to try liability in any series of a thousand or more cases, um, you know, the concept of collateral estoppel, meaning the defendant is present in every case, and if they win one or win two or win three, then they can move on.

How, how does this, um, the litigation and the claims for damages interact with the insurance coverage?