Chris, how, from your sort of legal perspective, do legal and financial advice come together in effective estate planning?

Yeah, Carly, I mean, working in isolation doesn't really work for the business owner.

It's not the best thing for ultimately who is the client of the lawyer or financial advisor.

So, you know, we might look at some estate planning with them.

We might put in place some basic documents like wills and powers of attorney, but we might recommend some lifetime planning as well or some methods to protect assets.

But if Graham isn't aware of what we are doing, he can't really make sure that the practice owner's protection policies or their investments are aligned to sit well with that.

So we need to be working collaboratively to make sure that we are not giving advice in isolation that works on a legal side, but it doesn't work on a financial advice or investment side.

What are the sort of pitfalls of these as opposed to engaging with a professional?