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Chip Higgins

Chip Higgins

Business coach and best-selling author; Middle Tennessee President of CapStar Bank; founder of Bizzics LLC with 40+ years banking experience.

Jul 21, 2026

5:53
it.
5:53
You know, in science, the simple equation of mass times velocity, first of all, when you look at the equation, energy is not explicit in the equation, but it's kind of embedded in the idea of velocity.
6:06
You've got to have energy to have velocity.
6:08
You've got to have speed to have velocity.
6:11
So if you assume that, you've got to be vigilant at all times about your personal energy toward the business and The energy distribution from you to others as you try to grow, like there's so many people that need to be lit up by you and to be feeling like a great positive energy force in that.
6:29
That's probably the first hurdle to clear is where is your energy coming from? Is it a positive creative energy or is it escapist energy? Maybe even destructive, trying to teach somebody a lesson that didn't treat you right in another job or whatever.
6:45
So you have that.

17 MINS LATER

23:51
Can you let us in? What is the biggest killers of momentum in business?
2:44
used to be in banking myself.
2:47
So I'm a bit of an odd duck that I grew up in a very strong kind of banking center in North Carolina.
2:54
There was a bank there, founded there and was headquartered there for a really long time called Wachovia.
3:00
which bit the dust back during the mortgage crisis.
3:03
They made some bad strategic decisions, but it was a dominant bank in the United States, and North Carolina was a particularly good banking state.
3:13
And I really just kind of gravitated to the idea of working in banking.
3:17
It's kind of like there's a certain amount of intellect in it.

11 MINS LATER

13:51
What does momentum, you've used this word momentum before, what does it actually mean in business, in the real world?

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