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Charles Yoo-naut

Charles Yoo-naut

Oct 8, 2026

4:28
So how do you understand if an idea can be that big during the idea maze?
4:34
I don't think that's super, as important.
4:37
O- one, I'm a, I'm a technologist, so I love technology.
4:39
I love playing around with new things.
4:41
But when it comes to coming up with an idea for a business, you have to really come at it from a problem first standpoint, and fall in love with a problem, and then work your way to a solution from there.
4:53
So when I was going through this idea maze, I couldn't really...
4:57
I had all this experience Intuit and small business space, and that was the first area I started looking around, was the small business space.
8:30
... twenty-two-ish.
speaker_0HOST
0:32
So a lot to cover on this kind of explosive growth, but maybe just a quick into why Rain? Why start this now? What kind of give us a bit of the founding story of the company.
0:44
Yeah, me and my co-founder Farouk, we met in 2021.
0:48
Kind of in the depths of COVID, we met on a Slack channel for other founders and started working on a side project together, not related to stablecoins or crypto.
0:56
But through that experience, we got really frustrated with the rails that are available to us as builders in the US.
1:02
We were trying to build on top of ACH and wire, and they were difficult to access.
1:07
They were slow, they were expensive.
1:09
It felt like 2021 that there had to be better options out there.

10 MINS LATER

speaker_0HOST
11:15
I think that'd be helpful.
3:06
Meet your founders.
3:07
Yeah, it's for founders that are on deck.
3:09
You know, you're waiting to do your next thing, trying to figure things out.
3:12
So it's a lot of people that are ambitious, entrepreneurial.
3:15
They're not quite sure what they're going to work on, but it's a great way to network, meet other founders, bounce ideas back and forth.
3:22
And we met, Farouk and I met like five years ago through the Slack.
3:25
And this was early 2021.

23 MINS LATER

26:30
What's your pitch to them?

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