Well, speaking of go fast and break things, is it just me or does this feel very unique in the fact that there is such close ties between innovation and regulatory policy discussion at this stage where we are from a stable point of view? Well,

look, and I don't want to speak for the policy side of what we do, but the fact is in the U.S. and from the banking system perspective, Having clear guidelines, rules, policies, regulations is necessary to ensure that we have a safe and sound banking system and ultimately to give consumers and small businesses the comfort they need in doing business with regulated financial institutions.

So, look, all of this coming together is necessary.

It's necessary that people continue to iterate those conversations and refine their what they're doing.

It's necessary for a lot of the technology companies.

You and I talked about it.

We've worked with startups for a long time.

Like, what is the ideal use case, if you could answer that question?