
Chad Harper
Head of the Coinbase Institute, a think tank focused on stablecoins, digital asset policy, and payments innovation.
2
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2
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Aug 11, 2026
Evolution
2:36
2:57
3:12

Claire CaulfieldHOST
After college, he started writing and producing music professionally and founded Hip Hop Saves Lives, a nonprofit foundation that uses music to teach young people around the world about social issues.

Chad HarperGUEST
So I go to different countries and look for different stories and then find hip hop artists to like write songs about it and bring attention to it.

Chad HarperGUEST
So I was on the beach coming out of like a kinda tourist restaurant, and I remember [laughs] like six or seven guys who were disabled kind of surrounded me and were asking me for, you know, give them some money, a dollar, or you know, some coins or whatever.
Building payments rails for agentic commerce
1:26
1:38
1:45
1:54

Lewis McClellanHOST
So set the stage for us what we're talking about today, agentic commerce, uh, and the way AI is, is starting to, as I was saying, make its presence felt in, uh, in the payments world.

Chad HarperGUEST
The, the simplest way to think about it, it's commerce where a piece of software is the buyer, not you.

Chad HarperGUEST
You set the goal, the budget, the rules, but an AI agent goes off and finds the thing, decides which one, pays for it, and confirms the order end to end.

Chad HarperGUEST
Now, you might be thinking, "Isn't that just one-click checkout with extra steps?" And, and that would be a fair question.