Skip to main content
Chad Harper

Chad Harper

Head of the Coinbase Institute, a think tank focused on stablecoins, digital asset policy, and payments innovation.

Aug 11, 2026

2:36
After college, he started writing and producing music professionally and founded Hip Hop Saves Lives, a nonprofit foundation that uses music to teach young people around the world about social issues.
2:50
I'm gonna use my music to celebrate humanity and social good.
2:55
That's what Hip Hop Saves Lives does.
2:57
So I go to different countries and look for different stories and then find hip hop artists to like write songs about it and bring attention to it.
3:05
I was in Sierra Leone in September 2023, and I'm looking for a story.
3:09
We write songs about everyday heroes.
3:12
So I was on the beach coming out of like a kinda tourist restaurant, and I remember [laughs] like six or seven guys who were disabled kind of surrounded me and were asking me for, you know, give them some money, a dollar, or you know, some coins or whatever.
5:17
So they submitted, and Chad started campaigning.
1:26
So set the stage for us what we're talking about today, agentic commerce, uh, and the way AI is, is starting to, as I was saying, make its presence felt in, uh, in the payments world.
1:37
Sure.
1:38
The, the simplest way to think about it, it's commerce where a piece of software is the buyer, not you.
1:44
You're still in charge.
1:45
You set the goal, the budget, the rules, but an AI agent goes off and finds the thing, decides which one, pays for it, and confirms the order end to end.
1:54
Now, you might be thinking, "Isn't that just one-click checkout with extra steps?" And, and that would be a fair question.
1:59
The difference is one click still assumes a human in the loop.
4:30
Mm

We value your privacy

We use cookies to understand how you use our platform and to improve your experience. Click “Accept All” to consent, or “Decline non-essential” to opt out of non-essential cookies. Read our Privacy Policy.