Are supermarkets the real problem, or are there bigger barriers stopping competition?

Mm.

I always try to see the positive side of things, and I figure, you know, the smaller samples or the, or the more cost, I'm buying less, I'm eating less.

That's always good for the waistline, but that's not the point.

Look, there's no doubt people feel the pain at the checkout.

Nobody needs convincing that groceries are expensive.

The question is whether the supermarkets themselves are the whole problem, or whether there are barriers that make it incredibly difficult for somebody else to compete.

Why should proposals to break up businesses or force sales matter to ordinary investors?

How do you typically see people approach preparation when it comes to their finances?

One of the most interesting things I see is that people often spend more time planning a holiday than they do planning their financial future.

That's not a criticism.

Life is busy.

Careers, families, businesses and responsibilities have a way of taking centre stage.

But the people who tend to feel most confident about their financial future are not necessarily those with the most money.

They're often the people who have stopped and asked themselves some important questions.

Why is it often such a challenge for investors to stay patient, especially during uncertainty?