So, you know, you're never really able to keep a share portfolio on the side to get your foot in the property door.

No, look, to get your foot in the property door without sort of any other help, look, you've got to take an element of risk these days, let's be honest about it.

Like even if you did get a very good mark in the HSC, went to university, got a degree there, ended up with a high-paying job, Like at the end of the day, 200 grand is, you know, not much as a graduate to build a deposit up whilst you're renting to then get into the property.

Like you've got to take some element of risk there.

And I think really the only way without help from the bank and mum and dad is typically you've got to go build something and sell it or you've effectively got to get lucky.

And, you know, in the last decade it's been crypto.

Now if you go and undertake any of that with that element of risk and, you know, let's be honest, you effectively – by taking those two routes, you're risking losing it all.

How are you feeling, you know, your clients are, or how do you think your clients are feeling in the current economic state?