Just a

guess.

I would imagine, yes.

And I would certainly imagine it's not going down.

Yes.

But Medicare Part D, so a drug plan deductible is increasing to $700 versus $625 in 2026.

Still way better

So, all right, tell everybody again when this class is.

Talk about why taxes are so important to understand, and what, where the potential benefits are if someone's married.

Yes, so married filing jointly compared to a single filer filing separately, you do get a higher standard deduction, uh, right off your taxes.

So, uh, single filer, you get $16,100 of a standard deduction, but for married filing jointly, it's double that, $32,200.

Uh, so a little bit more you can write off your taxes for that.

Now, another benefit of being married is if one were to retire early or isn't working, and that used to be very common in the Greatest Generation, today almost 90% of couples are dual income couples, but you can contribute to things like your IRA or your Roth IRA more in particular, even if only one of you has the income, as long as you have the qualifying income, right? So we could do a spousal contribution.

Correct, yes.

So yes, if a spouse is no longer working but the other spouse has earned income, you can do a Roth or a traditional IRA contribution.

Now, you do need to have enough earned income, and make sure your income limits don't phase you out of doing a contribution.