You, you, you are now s- like, almost like the go-to guy if people need insight as to what is happening in just, you know, the state of tech in Nigeria, right? Is it because you've had in- insider knowledge from the media side or because you've also been on the other side of things where you've worked in different tech startups?

Yeah, I think it's the, it's the mix of both.

Um, I'm incredibly fortunate to have [chuckles] executed a dual career strategy in, in this world.

I didn't see anybody doing it before I started doing it.

It was a case of, um...

I started, so technically I started the startup side first, so I was working at Andela.

So 2014, even if it's internship, I was at Andela when Andela was just one year old.

Yeah.

Yeah.

So the difference is, and I did work for one of the players that tried to do this in 2021 before I left.

They were one of the ones that pulled out and said, you know, we'll just go back to card.

Because most times when you start in open banking, your belief and your bets is that people will do bank-based payments more than card.

In Nigeria, what happened is, yes, there were some draft guidelines and stuff, but adoption didn't come from the banks.

Because in the UK, the way I understand it is, The financial institutions are required to open up their APIs so people can connect and build open banking solutions on top of them.

But in Nigeria, like the banks are still a bit hesitant.

You know, you're filing