And so when we're comparing today to 2022, what stands out for you? What do you think is really important for investors to take away?

Yeah, I think you hit on what is the most critical distinction between today and what we saw back then, which is that the starting point in yields is much higher today than we were at in 2022.

So just take the 10-year bond as a good example of that.

At the beginning of 2022, the 10-year bond was yielding 1.5%.

Today in Canada, the 10-year bond is at 3.7%.

In the U.S., it's 4.7%.

So you're getting more than two to three times the amount of return to be in the 10-year bond today.

So when you think of building portfolios, when you think about these types of bonds, talk us through some of the opportunities available in today's market by using these types of bonds.