Well, I can depend on that.

Yowza.

And, Jack, I brought you a little present.

Here you are.

A box of cigars, and I hope you'll like them.

Now,

wait a minute, Jack.

I saw you in your last picture, College Holidays.

Is

it just a tool right now to help consolidate and aggregate data? So I think if I had a dollar for every time AI had been mentioned during meetings this week, I would be a very rich man.

I don't know what it means.

I mean, from our vantage point at Citi, it's an all-encompassing focus for a firm at a firm level.

We're really focused on trying to leverage the power of it and that manifests itself in any multitude of different areas of the bank and within our product as well.

If I knew the answer to that question, I would be a very happy man.

But I think that the potential is there.

A, do you agree with that statement? And B, can you help the audience explain what that means?