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Barry Cothran

Barry Cothran

President and Chief Visionary at Vision and Hope Financial (Troy, OH), providing Excel-based personal financial and retirement planning software and financial literacy education.

Oct 9, 2026

6:30
How do you help them shift to, I can still move forward, even if they run the numbers and they're like, they're still not looking that great?
6:41
Well, you know, it's easy to understand why people feel behind.
6:47
And I think there's kind of three primary reasons.
6:51
Number one, they don't know where they are.
6:54
Number two, they don't really know where they're headed.
6:59
And number three, they don't really know how much they need.
7:04
So let's go back and look at the first one.

16 MINS LATER

23:25
You know, Tony, it's a great point.

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