so what are they saying when when you had these discussions what are they investing in and they told you did they ever talk about investing in the stock market

Most people are first investing into their prime home.

That is very important.

Here in this cultural surrounding, it is very important.

Because more than 80% of Spaniards are living in their own property.

And in Germany, it's the other way around.

80% of people are in rented flats.

Just that it's like now it's the modern digital investing, which I also think it's really nice because you can like it's for a lot of people open not as maybe 20 years ago that you had to go through banks and just rely on bankers that maybe lied to you and so you take it into your own hands but this is also can be like distancing from older generations who can't understand about digital banks