So for me, I guess, as a business owner, the first thing you start to misunderstand is cash flow and what would you say the warning signs are for maybe someone that's heading into trouble or they don't understand cash flow because i know you want to talk about systems and so on and so forth what would the warning signs be do you think

Well, I love Dan's story because this is exactly what I say to people, Dan, is that a bookkeeper will always find their fee.

You think a bookkeeper costs, but not having a bookkeeper costs even more.

And what I see is that business owners, they're disorganized.

And what they do is they give their own customers a ridiculous line of credit.

They will send out an invoice.

They'll have no system for following up on who owes the money.

How would you say that changes the game for business owners and entrepreneurs?