Now, with that as the framing, who is the housing crisis hitting the hardest right now? Let me start with you, Anna.

The housing crisis is affecting a broad range of people across Europe, as you were saying, especially across European cities, but it's not affecting everyone equally.

Our EuroCities data from last year shows that low-income households are consistently the group most exposed to housing affordability pressures.

They are often living in older, energy-inefficient homes, so they face a double burden, high housing costs and high energy bills.

And when rents rise or a household faces an unexpected expense, they simply have much less room to absorb that shock.

Single parent families, migrants and refugees, but also people with disabilities are among those particularly exposed.

They also face lower or less stable incomes, but also they face difficulties in accessing private rental markets, discrimination and a lack of suitable housing.

In fact, polls have been run about air conditioning being the answer rather than a focus on lowering emissions.