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Ann Pells

Ann Pells

TEDx speaker, financial educator, and founder of LifeGiver Legacy (Ann's Plan), helping families pay off mortgages early and build additional income streams.

Sep 11, 2026

6:56
[laughs]
6:56
"See this word can't? It's right here, see?" And Grandpa's like, "No, Anne, I just mean that instead of saying, 'I can't have it,' or, 'I can't do it,' or, 'I, I'm not good enough,' or, 'I can't figure it out,' say to yourself, 'How can I have it? How can I have that vacation I've always wanted? How can I have those memories with my family? How can I create 10,000 a month in an hour of time? How can I do it?'" And he wasn't only focused on money, he was focused on relationships and time and focusing on God and those things that are most important.
7:33
But he just wanted me to get out of the, "I can't."

21 MINS LATER

28:35
... find someone who has what I need? How can I get more money? How can I help more people so I can get what I want? I just didn't take my grandpa's advice for 10 years there.
28:46
It was gone.
28:47
And once we got that back, I have lots of partners now and people that I know I could call in a heartbeat, not for money, but just for, like, I need to figure this out.
28:59
It's not working yet, and I need to figure out what my next thing is about real estate or about anything that I'm trying to make a decision about financially.
0:50
You're the
0:51
way we start.
0:54
The first, well, my children and grandchildren, we've had to adapt to what we're doing.
1:00
And when my children were small, my husband got laid off.
1:03
And so we decided that we needed to figure out another way to have money working for us.
1:09
And then we realized that we also needed to have different education possibilities and all the things that parents are trying to figure out to help their families when they're parenting on the spectrum.
1:20
So I have two phone calls.

20 MINS LATER

21:15
Come on, ma'am.
12:04
Can you explain how that works?
12:06
We have their education modules that people follow along.
12:10
We have Q&A on Wednesdays just so that people can troubleshoot and ask questions about the process.
12:18
But we basically... hand them a list of lenders that operate this way and walk them through an education process.
12:26
It's about probably five hours of education just so that you understand how to move the money differently.
12:34
I didn't realize that this product was even available, but they use it in New Zealand and Australia all the time.
12:40
What's the product? So use a line of credit on your home instead of a mortgage.

28 MINS LATER

41:09
What are the other objections you're

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