i guess first of all tell us a little bit about stack and then some of the news that you've got to share

yeah sure well look um uh stack uh for those of you who have followed up for the journey when we pivoted the um the business of barely last year I think with the rising interest rates and the real shift in investor sentiment on profitability and sustained revenue growth, we really wanted to go and sweat the asset that we built on the technology side to effectively white label and embed services with more established enterprises.

specifically in the fintech space as well as the banking space.

But, you know, what I'll go into is we've broadened that out now to more sort of core regulated industries that can benefit off this technology.

And I think as we've gone along and really tried to focus on our core strength and where we see the pocket of opportunity, we've really evolved the stack solution now to really becoming an embedded trust platform That really helps programs combat fraud.

And as we've seen exponentially in the last 12 months, the rise of AI and what that means in terms of empowering fraudsters, the problem is becoming insurmountable for a lot of these big programs on how we can combat that.

that for fighting AI with AI.

Talk us through kind of those early days of FinTech, how you got an idea like that off the ground and some of the challenges that were facing you coming into something that was as nascent as FinTech in Australia in like 2012.