And for that, I'll turn to Andrew Benowitz.

Thank you, Steve.

There's two things I can't figure out in life.

The first, and we just came up with this question, the first is what to buy my wife for our anniversary.

I have no idea what to do.

And two, thank you for laughing, I go on stage at eight o'clock at the Apollo, no.

And the second is, the definition of private credit.

When you're considering originating loans, what are some of the considerations that you think about that shape the deals and mitigate risk at the outset?