Sure.

Uh, all come with different risk when we look at workers' comp, whatever it is.

So it was helpful to me when I came in, I remember the first meeting that I had with your team just to understand the entire makeup of our insurance program, and there were some tough conversations that had to be had there because to look out for our best interest, there were some things that, you know, were not going so well, which were impacting our renewals, were impacting, you know, what we were paying.

And of course, I looked at our overall insurance program and my first thought was, "Wow, we need to get these costs down," like, this is a lot.

So, you know, I really dug into each part of that, like our vehicle insurance and what does that look like for heavy equipment, because I've never managed a company that owned heavy equipment before.

Sure.

You know, workers' comp, why is our workers' comp so much higher for our remodeling team than it is our commercial construction guys? And, you know, so stuff that didn't make sense.

Your team was so good at just helping me understand the makeup.