But they lose the dreams and end up taking whatever works.

Okay.

And give me your perspective.

So the thing I hear from my audience a lot, and it's related to that, it's about financial future.

It's really often about housing.

Housing.

Right now, there's this big question mark that has been for the past few years over whether or not they'll ever be able to own a home, whether it's even in the cards for them.

Name one thing.