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Abril Benhumea
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Oct 14, 2026
Who's Liable When AI Agents Make Payments? | Abril Benhumea
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14:37Abril BenhumeaGUEST
One is the decisioning, the other one is the trust, and the last one is the execution.
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14:41Abril BenhumeaGUEST
The one that we are seeing right now, that it's the execution side, is the part that it's resolved with banking as a service, open finance, open, uh, open banking.
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14:55Abril BenhumeaGUEST
The layer of trust is the one that we have discussed so far, identifying the agent and the mandate and if it has the valid permissions.
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15:03Abril BenhumeaGUEST
But the decision is, is coming from the LLM models that are enabled for making, uh, these decisions based on what you are configuring the different agents and what the models are deciding to.
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15:15Abril BenhumeaGUEST
For example, you are authorizing your agent to make a purchase of a ticket to Mexico, and, um, you are giving them a budget of $1,000.
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16:54Alex KhomyakovHOST
so you're saying there is no yet solution that would, uh, govern the, uh, uh, way this money will be returned back to the agent or to a person who is, um, deploying this agent?