Sep 23, 2026 · 41 min · 11 segments
The rules of real estate have changed, and buyers, sellers, and agents who are still operating like it’s 2020 are feeling it. In this episode, Shannon Watkins and James Clark break down how…
Shannon WatkinsHostMadisonPanelistthis goes all the way back to the 80s or 90s, I think, where they said, like, you know, you had to have 20% down.
Where it used to, you know, it was like, I thought it was three years, but maybe three to five years where you had equity back in your home or your break even, I guess, basically.
You think, you know, well, two things probably I would say skewed, I think those numbers, is the downturn of the market, 08, and then COVID.
The downturn made the, if you were a homeowner and paid attention, I don't know, but I paid attention a lot because my taxes went down.
this goes all the way back to the 80s or 90s, I think, where they said, like, you know, you had to have 20% down.
Where it used to, you know, it was like, I thought it was three years, but maybe three to five years where you had equity back in your home or your break even, I guess, basically.
You think, you know, well, two things probably I would say skewed, I think those numbers, is the downturn of the market, 08, and then COVID.
The downturn made the, if you were a homeowner and paid attention, I don't know, but I paid attention a lot because my taxes went down.
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