How much is your home really worth?

Zillow-style estimates and online home value calculators are everywhere. But how accurate are they when it comes to determining what your home is actually worth? This week on *Under One Roof MTL*, LJ Aguinaga explains why online estimates often miss the mark, what truly drives a home's value, and how sellers can get a realistic picture of what their property is worth in today's Montreal market. Plus, we're joined by Marc Bissell of Castleton Finance to discuss private lending, who it's for, and how it can help homeowners and borrowers who don't fit the traditional bank model. * * * **In This Episode:** **What's Happening in the Market Right Now** - Could running a business from your home impact your mortgage or insurance? - Investment in housing construction continues to decline despite Canada's housing shortage - What the appointment of a new U.S. Federal Reserve Chair could mean for interest rates in Canada * * * **Real Estate: How Much Is Your Home Really Worth? Online Estimates vs Reality** LJ Aguinaga breaks down the difference between online valuations and actual market value: - How accurate are online home value estimates? - What algorithms miss when valuing a property - Why two seemingly similar homes can sell for dramatically different prices - The impact of renovations, layout, natural light, parking, and overall feel - The difference between assessed value, asking price, and market value - The best way to determine what your home is truly worth today * * * **Special Guest: Marc Bissell, Castleton Finance** What exactly is private lending, and who is it designed for? Marc Bissell, President and Owner of Castleton Finance, joins the show to explain: - What private lenders do and how they differ from banks - Who typically turns to private financing solutions - Common misconceptions about private lending - How quickly private lenders can approve and fund deals - Real-world examples of borrowers helped through private financing - When homeowners should consider speaking with a private lender * * * **Property of the Week** 📍 LaSalle, Montreal 518-522 33e Avenue — a fully vacant triplex featuring a spacious 3-bedroom owner's unit with garage, finished basement, and backyard deck, plus two income-generating one-bedroom apartments ready for immediate occupancy. Located steps from Angrignon Park and the metro. Listed at $1,100,000. Open house from 2–4 PM. * * * **Trivia Question of the Week** What is a fixed-rate mortgage? **Answer:** A home loan where the interest rate remains the same for the entire mortgage term. * * * **Get in Touch:** **LJ Aguinaga – Real Estate** 📞 514-500-4040 🌐 LJ Realties 📱 Instagram & socials: @ljaguinaga / @ljrealties **Property Management (Plex Dr)** 📞 514-500-5222 🌐 Plex Dr **Fred & Martin – Mortgage Experts** 🌐 FredAndMartin 📧 [underoneroofmtl@gmail.com]()