Oct 21, 2026 · 12 min · 6 segments
Follow This Strategy to BUILD WEALTH-No Matter Your Income Crockett Carothers & Michael Hull **Retirement Calculator:**…
care if you make thirty five thousand dollars a year i don't care if you work at mcdonald's right take ten percent of your paycheck and set it to one side take ten percent of a gift and set it aside take ten percent of whatever and set it aside every single time then you will build wealth you have no other choice but to build wealth because even now if you're not making the kind of money that your neighbor makes or you're not making the kind of money that your sister makes Like you're still making good money.
There's very few people that aren't making decent money, right? And so it may not be what you want to be and you may be young and you may have to build up to where you want to get to.
But even if you're making $3,000 a month, well, add up $300 a month in savings at a 10% rate of return for the next 40 years.
You know, when their mindset, like Clayton said just a minute ago, you know, when I'm locked in and I'm sharp and I'm focused, I know that I can do 18 in a row.
We all have wants and we all let some of the other stuff take over effect every once in a while, but you just have to stay focused as often as you can to just
and then all of a sudden time value money happens, and you've set aside $300 a month for 10 years, it's $36,000, and that hit $100,000 because of time value money, because of growth.
And now all of a sudden, you can double money over four and a half years after that, and $100,000 turns to $200,000, and $200,000 turns to $400,000, and $400,000 turns to $800,000, and then to $1.6 million.
And it doesn't take long to get to where you probably are at before you thought you could ever get there.
And that's where business owners, the really, really good ones, like they get it.
And maybe it's savings is like you said, man, when I had some money, I'd buy a bit or I'd buy a set of spurs or I could always get rid of it or flip it quick if I needed to.
Business owners do the same thing, but it's, oh, I need this piece of equipment to turn inventory quicker, or I need this piece of equipment to be more productive, or those type of deals where they're reinvesting back into their company.
care if you make thirty five thousand dollars a year i don't care if you work at mcdonald's right take ten percent of your paycheck and set it to one side take ten percent of a gift and set it aside take ten percent of whatever and set it aside every single time then you will build wealth you have no other choice but to build wealth because even now if you're not making the kind of money that your neighbor makes or you're not making the kind of money that your sister makes Like you're still making good money.
There's very few people that aren't making decent money, right? And so it may not be what you want to be and you may be young and you may have to build up to where you want to get to.
But even if you're making $3,000 a month, well, add up $300 a month in savings at a 10% rate of return for the next 40 years.
You know, when their mindset, like Clayton said just a minute ago, you know, when I'm locked in and I'm sharp and I'm focused, I know that I can do 18 in a row.
We all have wants and we all let some of the other stuff take over effect every once in a while, but you just have to stay focused as often as you can to just
and then all of a sudden time value money happens, and you've set aside $300 a month for 10 years, it's $36,000, and that hit $100,000 because of time value money, because of growth.
And now all of a sudden, you can double money over four and a half years after that, and $100,000 turns to $200,000, and $200,000 turns to $400,000, and $400,000 turns to $800,000, and then to $1.6 million.
And it doesn't take long to get to where you probably are at before you thought you could ever get there.
And that's where business owners, the really, really good ones, like they get it.
And maybe it's savings is like you said, man, when I had some money, I'd buy a bit or I'd buy a set of spurs or I could always get rid of it or flip it quick if I needed to.
Business owners do the same thing, but it's, oh, I need this piece of equipment to turn inventory quicker, or I need this piece of equipment to be more productive, or those type of deals where they're reinvesting back into their company.
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