Sep 15, 2026 · 17 min · 10 segments
Would you take a guaranteed $60,000 a year for life over a tax-free $1 million lump sum? That simple question sparked thousands of comments and a heated debate online. Ryan Herbert and Katherine Groce…
Ryan HerbertHost
Mike CanetHost
Catherine GrossGuest
A lot of times, you know, people call in with their questions, but we posed a hypothetical question recently to our listeners here.

Would you rather have a million dollars cash tax-free, or $60,000 a year for the rest of your life? Again, very hypothetical.

No one's handing anybody any money here [laughs] on The Savvy Investor Radio Show and Podcast.

What was your preference here? A million bucks tax-free or 60,000 a year for life?

You know, that answer for me is, is really based on my particular situation at the moment.

And, you know, it was a shockingly, you know, a, a, a very innocuous comment, very generalized hypothetical-

... for, for our standards because, you know, we got 20,000 views and a whole bunch of comments-

But, you know, the, the amount of comments that, that we receive were, were kind of all over the board.

And, you know, for better or worse, you know, it got a lot of negative comments, a lot of, a lot of disagreeing comments, which, you know, a- as far as the algorithm of, you know, social media goes, the more comments it gets, the more it shows to other people.

A lot of times, you know, people call in with their questions, but we posed a hypothetical question recently to our listeners here.

Would you rather have a million dollars cash tax-free, or $60,000 a year for the rest of your life? Again, very hypothetical.

No one's handing anybody any money here [laughs] on The Savvy Investor Radio Show and Podcast.

What was your preference here? A million bucks tax-free or 60,000 a year for life?

You know, that answer for me is, is really based on my particular situation at the moment.

And, you know, it was a shockingly, you know, a, a, a very innocuous comment, very generalized hypothetical-

... for, for our standards because, you know, we got 20,000 views and a whole bunch of comments-

But, you know, the, the amount of comments that, that we receive were, were kind of all over the board.

And, you know, for better or worse, you know, it got a lot of negative comments, a lot of, a lot of disagreeing comments, which, you know, a- as far as the algorithm of, you know, social media goes, the more comments it gets, the more it shows to other people.
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