Jun 16, 2026 · 33 min · 12 segments
What happens when your next customer never calls, never fills out the form, never reads your About page — becausetheir AI agent does it for them? In Episode 93, Kim Lewis Howard and Hal Howard close…
Kim Lewis HowardHost
Hal HowardHost
next? What comes next? And what do we need to build now before it gets here? So I want to start with a picture because this is the one that I cannot stop thinking about.

A homeowner in Lake Nona is standing in the kitchen, bare feet on the tile, coffee still brewing, and the dog is circling because the dog knows breakfast is supposed to happen before business decisions.

And this homeowner says to an AI assistant, either out loud or in a text box, find me the best homeowner's coverage for this property.

I want strong coverage, fair pricing, good service, and a company that will actually answer me when something goes wrong.

And before that person takes the first sip of coffee, their AI agent has contacted 10 agencies.

It has reviewed websites, checked Google reviews, parsed policy language, compared coverage, looked at response speed, maybe even tested how quickly each agency replies to a quote request.

By the time the human sees the answer, most of the competition has already disappeared.

Without the owner of the business ever getting to say, here's why we are different.

next? What comes next? And what do we need to build now before it gets here? So I want to start with a picture because this is the one that I cannot stop thinking about.

A homeowner in Lake Nona is standing in the kitchen, bare feet on the tile, coffee still brewing, and the dog is circling because the dog knows breakfast is supposed to happen before business decisions.

And this homeowner says to an AI assistant, either out loud or in a text box, find me the best homeowner's coverage for this property.

I want strong coverage, fair pricing, good service, and a company that will actually answer me when something goes wrong.

And before that person takes the first sip of coffee, their AI agent has contacted 10 agencies.

It has reviewed websites, checked Google reviews, parsed policy language, compared coverage, looked at response speed, maybe even tested how quickly each agency replies to a quote request.

By the time the human sees the answer, most of the competition has already disappeared.

Without the owner of the business ever getting to say, here's why we are different.
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