How to Invest Your Solo 401(k) in Real Estate | Self-Directed Retirement Investing

**This episode is sponsored by…** **NCH:** Set up an LLC to protect your investments! – https://nchinc.com/rtr **BLUPRINT HOME LOANS:** Get pre-approved with one of RTR’s preferred lenders at - https://bluprinthomeloans.com/renttoretirement/ What if your retirement account could invest in real estate instead of being limited to traditional stocks and funds? In this episode of the Rent To Retirement Podcast, host Matthew Seyoum explores how self-directed retirement accounts can give investors greater control over where their retirement capital is deployed. The conversation covers Self-Directed IRAs, Solo 401(k)s, checkbook control, rental property investing, Roth strategies, prohibited transactions, and more. You’ll also learn an important distinction many investors misunderstand: when retirement funds purchase real estate, the retirement plan owns the property, receives the rental income, and pays the associated expenses rather than the individual investor personally. ⏱️ Episode Highlights 0:08 – Introduction & real estate investing background 5:56 – What Sense Financial does 6:20 – Checkbook IRA & Solo 401(k) explained 7:38 – Investing retirement funds into real estate 9:08 – How a retirement account actually buys property 11:22 – Prohibited transactions & disqualified parties 13:12 – Solo 401(k) requirements and contribution strategies 14:06 – Mega Backdoor Roth strategy 15:11 – Roth conversions using real estate 17:04 – Finding the right experts to implement your strategy 18:20 – The danger of leaving retirement capital sitting idle 19:03 – Investing in what you know and understand 20:39 – Why it may not be too late to start investing The episode also discusses how self-direction can allow investors to allocate retirement capital toward investments they understand and control, including rental properties, private lending, syndications, and other permitted alternative assets. 📧 Got a question or story to share? Email us at: ⁠podcast@renttoretirement.com⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3QSPEoS 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC\_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠podcast@renttoretirement.com⁠ Your question might be answered in a future episode! #RealEstateInvesting #SelfDirectedIRA #Solo401k #RetirementInvesting #RentalProperties #PassiveIncome #RentToRetirement