Aug 24, 2026 · 14 min · 5 segments
Why are homes so expensive today? Dave Ramsey and Brian Buffini break down the biggest factors driving housing prices higher and explain what today's buyers need to understand before entering the…
Dave RamseyHostBrian BuffiniGuest
[upbeat music] The median age of the first-time home buyer has gone up from 30 years old to 40 years old in the last 10 years.
As an individual, what can you do? Well, quit being desperate and swinging for the fence.
Quit buying crap you can't afford and letting these companies screw you, like Lexus, and you've got a car you can't afford for $1,250, and then you whine 'cause you can't buy a house.
You gotta get the stupid student loan paid off like it's some kind of pet in your house.
You gotta get the credit cards cut up and get Samuel L. Jackson out of your life.
And then the one last thing I wanted to bring up, and I want your input on this 'cause you and I are about the same age, and I've been s- hammered negatively on this subject, uh, because...
And they, the anchor, John, on there is, uh, about our age, and he said, "What'd you pay for your first house, Dave?" And I went, "67,5." "What'd you pay for yours?" "88,000." "What'd you do that on?" "$18,000 a year." Okay.
[upbeat music] The median age of the first-time home buyer has gone up from 30 years old to 40 years old in the last 10 years.
As an individual, what can you do? Well, quit being desperate and swinging for the fence.
Quit buying crap you can't afford and letting these companies screw you, like Lexus, and you've got a car you can't afford for $1,250, and then you whine 'cause you can't buy a house.
You gotta get the stupid student loan paid off like it's some kind of pet in your house.
You gotta get the credit cards cut up and get Samuel L. Jackson out of your life.
And then the one last thing I wanted to bring up, and I want your input on this 'cause you and I are about the same age, and I've been s- hammered negatively on this subject, uh, because...
And they, the anchor, John, on there is, uh, about our age, and he said, "What'd you pay for your first house, Dave?" And I went, "67,5." "What'd you pay for yours?" "88,000." "What'd you do that on?" "$18,000 a year." Okay.
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