Oct 13, 2026 · 8 min · 3 segments
How do you know when it’s time to upgrade to a bigger or better home? This call explores what to consider before making the move and how to know when you’re financially ready. **Next steps:** ·…
Dave RamseyHostRamsey Show Co-HostHostRamsey Show Co-HostHostWhen does it make sense to sell our house and buy a new one from a lifestyle and a financial perspective?
I'd want to know what's causing you to want to do that in the first place.
Is it the kids are getting older? Is it that they're moving out? What's driving the decision?
Yeah.
So we're 29, no kids yet.
Um, I bought the house in 2023 before we got married and we're actually in like the really nice part of town, you know, we're close to schools and conveniences, but I'm, I'm more of a country guy and, uh, my wife and I are trying to look at houses a little bit further out of town.
And because we only bought the house so recently, we're kind of just, I'm a bit of a spreadsheet spreadsheet nerd and she's kind of a follow your heart woman and uh we're trying to just wrestle with when do we do this so
okay so you bought the house before you were married and after you were married you discovered that you bought the wrong house yeah that's
what it sounds like i bought the house
would never choose this had i been been involved yeah
so anyway the um yeah okay well i mean you're out of debt you said right except the house or is the house paid off too yes sir
No, sir.
We have about $220,000 in equity in it.
About $315,000.
It'd be about hopefully $490,000 to $500,000 is kind of the highest we're willing to go.
When does it make sense to sell our house and buy a new one from a lifestyle and a financial perspective?
I'd want to know what's causing you to want to do that in the first place.
Is it the kids are getting older? Is it that they're moving out? What's driving the decision?
Yeah.
So we're 29, no kids yet.
Um, I bought the house in 2023 before we got married and we're actually in like the really nice part of town, you know, we're close to schools and conveniences, but I'm, I'm more of a country guy and, uh, my wife and I are trying to look at houses a little bit further out of town.
And because we only bought the house so recently, we're kind of just, I'm a bit of a spreadsheet spreadsheet nerd and she's kind of a follow your heart woman and uh we're trying to just wrestle with when do we do this so
okay so you bought the house before you were married and after you were married you discovered that you bought the wrong house yeah that's
what it sounds like i bought the house
would never choose this had i been been involved yeah
so anyway the um yeah okay well i mean you're out of debt you said right except the house or is the house paid off too yes sir
No, sir.
We have about $220,000 in equity in it.
About $315,000.
It'd be about hopefully $490,000 to $500,000 is kind of the highest we're willing to go.
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