Jun 29, 2026 · 9 min · 3 segments
Selling a home while relocating comes with a lot of moving pieces. We walk through the contingencies you should consider and the steps you can take to protect yourself during the process. **Next…
Dave RamseyHost
Rachel CruzeHost[upbeat music] My wife and I are planning on moving in the next 18 months, but we're planning on moving to a different state to be closer to family.
So my question is: How do we tackle that large of a move? For context, we have 85,000 or so left on our house, and it's worth about 350.
So our plan would be to take the equity from the house and use that as a down payment toward the next house.
But if we, if we don't sell our house and, but find one in the next state, and vice versa, if we have somebody wanting to buy our house here but we haven't found the next house, what do we go about with contingencies? How would that work?
Um, well, I- before I worried about that, I would flowchart this and say, "We are moving when these things happen and not until." Uh, and I don't know what-
Okay
these things are, but the two that come to mind could be the house sells, and it could be you have your new job lined up there.
Well-
"We wanna be closer to family." You didn't mention, "I've got a job lined up," do you?
I, well, I work remote, and I can work anywhere, so the job would just go with me.
And then if we f- sell this house, would we, would it be smart to do a leaseback while we're finding the house in the next state?
You know, w- what I would do is when you put your house on the market, I would begin shopping houses there.
Okay.
And say, "This, this neighborhood, these four houses in this neighborhood would be great.
And if our house sells, we're immediately gonna make an offer on one of those, and we'll set them up for closings two days apart." And, um, a- and you can make that happen, or you can de- you can, you know, set up a ...
[upbeat music] My wife and I are planning on moving in the next 18 months, but we're planning on moving to a different state to be closer to family.
So my question is: How do we tackle that large of a move? For context, we have 85,000 or so left on our house, and it's worth about 350.
So our plan would be to take the equity from the house and use that as a down payment toward the next house.
But if we, if we don't sell our house and, but find one in the next state, and vice versa, if we have somebody wanting to buy our house here but we haven't found the next house, what do we go about with contingencies? How would that work?
Um, well, I- before I worried about that, I would flowchart this and say, "We are moving when these things happen and not until." Uh, and I don't know what-
Okay
these things are, but the two that come to mind could be the house sells, and it could be you have your new job lined up there.
Well-
"We wanna be closer to family." You didn't mention, "I've got a job lined up," do you?
I, well, I work remote, and I can work anywhere, so the job would just go with me.
And then if we f- sell this house, would we, would it be smart to do a leaseback while we're finding the house in the next state?
You know, w- what I would do is when you put your house on the market, I would begin shopping houses there.
Okay.
And say, "This, this neighborhood, these four houses in this neighborhood would be great.
And if our house sells, we're immediately gonna make an offer on one of those, and we'll set them up for closings two days apart." And, um, a- and you can make that happen, or you can de- you can, you know, set up a ...
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