Oct 14, 2026 · 25 min · 10 segments
Terence A. Gross, Owner and Managing Partner, joins PEP Talk with Meg to talk about the legal services provided by *Gross and Schuster,* personal injury law firm. This episode he discusses insurance…
So let's say your neighbor's got this big oak tree or whatever tree it is, and it's very near your property, and unfort- and it looked healthy and everything else, but unfortunately, it, it fell on your house.
Mm-hmm.
Whose responsibility is that neighbor's tree that fell on your house? And, and it-
Some, someone was just talking about that this morning.
Your neighbor did nothing wrong, and therefore it would go through your insurance company.
Mm.
I'll never forget after Ivan, my, uh, mother-in-law had a empty lot next to her, and a lot of the trees were heavily damaged, and some were leaning-
Mm-hmm
And, uh, she asked me to get with that absentee neighbor of that lot to have those trees taken down because she felt that next storm they would fall on her house, and they kind of blew us off.
And then I wrote them another letter just saying, "I just want to let you know under the law-
Mm-hmm
Okay
... and dangerous, and therefore, if there is a storm and it hit my mother-in-law's, uh, house, you will be sued-
Mm-hmm
... and you will be liable," because now they're on notice it's not a healthy tree.
Right.
Mm-hmm.
So let's say your neighbor's got this big oak tree or whatever tree it is, and it's very near your property, and unfort- and it looked healthy and everything else, but unfortunately, it, it fell on your house.
Mm-hmm.
Whose responsibility is that neighbor's tree that fell on your house? And, and it-
Some, someone was just talking about that this morning.
Your neighbor did nothing wrong, and therefore it would go through your insurance company.
Mm.
I'll never forget after Ivan, my, uh, mother-in-law had a empty lot next to her, and a lot of the trees were heavily damaged, and some were leaning-
Mm-hmm
And, uh, she asked me to get with that absentee neighbor of that lot to have those trees taken down because she felt that next storm they would fall on her house, and they kind of blew us off.
And then I wrote them another letter just saying, "I just want to let you know under the law-
Mm-hmm
Okay
... and dangerous, and therefore, if there is a storm and it hit my mother-in-law's, uh, house, you will be sued-
Mm-hmm
... and you will be liable," because now they're on notice it's not a healthy tree.
Right.
Mm-hmm.
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