Aug 18, 2026 · 3 min · 4 segments
What are you retiring to? Thinking about retirement involves more than just the financial implications. Milford Wealth Management Adviser Gareth Stythe talks to Toni, Jase and Sam on Coast, about the…
Gareth StytheGuestCoast Radio HostHostCoast Radio HostHostCoast Radio HostHostPeople spend 40 years accumulating wealth for retirement.
The real challenge, though, is creating a life that's worth retiring into.
Now, this segment is educational only and should not be considered financial advice.
Morning, Gareth.
So what's the biggest mistake people make when thinking about retirement?
I think the biggest mistake that I see is people concentrating too much on the finances and not enough on the softer side of things.
So one of the things that you see with people retiring is there's often a honeymoon period of between six months and two years where people, you know, really enjoy themselves, go on longer holidays.
But then sort of the reality of retirement hits and there's actually a bit of a bounce back, a sort of... depressive or just disillusioned sort of stage as you suddenly realise there's not much.
Because they pick up
stop hating on golf.
it.
I'm very bad at it.
Actually, like golf is probably one of the things that would help with this sort of stage of retirement.
So whether it's golf or tennis or walking groups or volunteering, different things you... retirees that have the best time tend to have something regular in their lives that they can do that sort of replaces the job of old.
People spend 40 years accumulating wealth for retirement.
The real challenge, though, is creating a life that's worth retiring into.
Now, this segment is educational only and should not be considered financial advice.
Morning, Gareth.
So what's the biggest mistake people make when thinking about retirement?
I think the biggest mistake that I see is people concentrating too much on the finances and not enough on the softer side of things.
So one of the things that you see with people retiring is there's often a honeymoon period of between six months and two years where people, you know, really enjoy themselves, go on longer holidays.
But then sort of the reality of retirement hits and there's actually a bit of a bounce back, a sort of... depressive or just disillusioned sort of stage as you suddenly realise there's not much.
Because they pick up
stop hating on golf.
it.
I'm very bad at it.
Actually, like golf is probably one of the things that would help with this sort of stage of retirement.
So whether it's golf or tennis or walking groups or volunteering, different things you... retirees that have the best time tend to have something regular in their lives that they can do that sort of replaces the job of old.
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