Moving the Metal: The Auto Finance Podcast
Sep 22, 2026 · 18 min · 9 segments
In this episode of Moving the Metal: The Auto Finance Podcast, hosts…
Chris CapursoHost
Brooke ConkleHost
For today, as I mentioned, we'll be discussing a recent settlement with the FTC and the Connecticut Attorney General's Office targeting that old chestnut, junk fees.
And that complaint alleged that this dealership had done several different things.
First, advertising that it would sell certified pre-owned vehicles for a specific price.
But that when customers attempted to purchase the vehicles, the dealer would charge them hundreds to thousands of dollars in additional fees.
The price that they thought they were going to pay wasn't, in this case, even close to the price that they were asked to pay.
The dealership would allegedly often charge consumers twice for certifying a vehicle that they did not actually certify.
So there's kind of no additional warranty, even though it was promised, including add-on charges for ancillary products without obtaining consumer consent.
Again, one of those things we saw it in the dealership action from earlier this year.
That same kind of express informed consent to add-on products was alleged to have not been gotten.
Falsely telling consumers that the dealership or the finance company required add-on products.
And then finally, just kind of tacking on additional amounts and fees without the consumer's consent.
And actually one of the examples provided in the original complaint was, this is just kind of a misrepresentation, but allegedly told one consumer that the Connecticut registration and other state fees were $345 when in reality at the time those fees were just above $200.
So that's just run-of-the-mill misrepresentation saying it's one thing when it's actually another.
For today, as I mentioned, we'll be discussing a recent settlement with the FTC and the Connecticut Attorney General's Office targeting that old chestnut, junk fees.
And that complaint alleged that this dealership had done several different things.
First, advertising that it would sell certified pre-owned vehicles for a specific price.
But that when customers attempted to purchase the vehicles, the dealer would charge them hundreds to thousands of dollars in additional fees.
The price that they thought they were going to pay wasn't, in this case, even close to the price that they were asked to pay.
The dealership would allegedly often charge consumers twice for certifying a vehicle that they did not actually certify.
So there's kind of no additional warranty, even though it was promised, including add-on charges for ancillary products without obtaining consumer consent.
Again, one of those things we saw it in the dealership action from earlier this year.
That same kind of express informed consent to add-on products was alleged to have not been gotten.
Falsely telling consumers that the dealership or the finance company required add-on products.
And then finally, just kind of tacking on additional amounts and fees without the consumer's consent.
And actually one of the examples provided in the original complaint was, this is just kind of a misrepresentation, but allegedly told one consumer that the Connecticut registration and other state fees were $345 when in reality at the time those fees were just above $200.
So that's just run-of-the-mill misrepresentation saying it's one thing when it's actually another.
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